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ETFを100万投資した時の10年後の金額は?

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前回はYahooファイナンスのAPIを使って年利を出すコードを書いたが、
今回は実際に100万円入金したら10年後にいくらになるか計算するプログラムを書いたよ!
NISAの投資に役立ててね!

# 初期投資額
initial_investment = 1000000  # 100万円

# VYMとVTIの想定年間リターン率
annual_return_vym = 0.05  # 5%
annual_return_vti = 0.07  # 7%

# 投資期間(年)
years = 10

# VYMとVTIの平均配当利回り
dividend_yield_vym = 0.0328  # 3.28%
dividend_yield_vti = 0.0142  # 1.42%

# 年間総リターン率(価格上昇+配当)
total_annual_return_vym = annual_return_vym + dividend_yield_vym
total_annual_return_vti = annual_return_vti + dividend_yield_vti

# 配当再投資を含む複利計算
final_amount_vym_dividends = initial_investment* (1 + total_annual_return_vym) ** years
final_amount_vti_dividends = initial_investment * (1 + total_annual_return_vti) ** years

# 各ETFの10年後の総額(配当再投資含む)
print("VYM:"+str(final_amount_vym_dividends)+"")
print("VTI:"+str(final_amount_vti_dividends)+"")

出力例
VYM:2215554.670181221円
VTI:2244367.80105035円

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